About TransUnion (adapted from TransUnion prospectus):
TransUnion Corp. provides information and risk management solutions to businesses across multiple industries and to individual consumers. By delivering data to its customers, TransUnion Corp. enables businesses to make decisions regarding credit granting, risk management, underwriting, fraud protection and customer acquisition decisions. TransUnion Corp.'s web site provides consumers with real-time access to their personal credit information and analytical tools that help them understand and proactively manage their personal finances. Over a million unique consumers visit their website each month. TransUnion Corp. has operations in the United States, Africa, Canada, Latin America, East Asia and India and provide services in 23 countries. Their customer base consists of approximately 45,000 businesses in multiple industries, including financial services, insurance, healthcare, automotive, retail and communications.
Businesses depend on TransUnion Corp. data for their daily risk-management processes. Consumers seek TransUnion Corp. data to help them understand their credit profile and protect themselves against identity theft. TransUnion Corp. filters and enhances the financial, credit, identity, insurance claims, bankruptcy and other data obtained from thousands of sources and use matching algorithms to create proprietary databases. They add to this data their own analytics and decisioning technology, such as predictive modeling and scoring, customer segmentation, benchmarking and forecasting, to help their customers monitor and manage risk.
In the United States, TransUnion Corp. contracts with nine of the ten largest banks, all of the major credit card issuers and eight of the ten largest property and casualty insurance carriers and they provide services to thousands of healthcare providers. In addition, TransUnion Corp. provides subscription-based interactive services to a growing base of over a million consumers.
TransUnion Corp. manages their business through three operating segments. U.S. Information Services, ("USIS"), which represented approximately 65% of their revenue for the three months ended March 31, 2011, provides consumer reports, credit scores, verification services, analytical services and decisioning technology to businesses in the United States. USIS offers these services to customers in the financial services, insurance, healthcare and other industries, and delivers them through both direct and indirect channels. International, which represented approximately 20% of TransUnion Corp. revenue for the three months ended March 31, 2011, provides services similar to their USIS and Interactive segments in several countries outside the United States. Interactive, which represented approximately 15% of TransUnion Corp. revenue for the three months ended March 31, 2011, provides services to consumers that help them understand and proactively manage their personal finances and protect them from identity theft.
TransUnion Corp. had revenues of $956.5 million for the year ended December 31, 2010, and $245.9 million for the three months ended March 31, 2011. They had Adjusted EBITDA of $326.6 million for the year ended December 31, 2010, and $79.3 million for the three months ended March 31, 2011. See their prospectus - "—Summary Historical Consolidated Financial Data" for a reconciliation of Adjusted EBITDA to its most comparable GAAP measure, net income (loss) attributable to TransUnion Corp.
This description is adapted from TransUnion prospectus. This description is not intended to be a recommendation to buy stock from this company. We do not claim that all of the statements above were researched and found to be true. We present them as a general description based on what the company has said about itself at the time that they submitted their prospectus for an IPO offering. To see the company's full description, view their prospectus.. 
